KPMG Due Diligence Smart Pilot

Under the dual drive of external supervision and internal operation, digitized and intelligent risk control is a "must answer" for every bank. As the most advanced link of risk management of bank credit business, due diligence is not only the starting point of intelligent risk control, but also an important part of risk management. KPMG has been deeply engaged in the field of risk control in the financial industry for many years, and has accumulated a lot of methods, skills and knowledge such as credit operation strategies, risk analysis models, and expert experience in due diligence work that have been verified by many banks' practices. Through the deep application of cutting-edge intelligent AI technology in the self-developed AI risk technology center, KPMG Due Diligence Smart Pilothas been successfully developed, enabling the bank's due diligence work process, risk identification and analysis, report writing and other complete closed loop, helping the bank to improve its competitiveness in one stop.

产品特点

Support mobile due diligence work to break through space limitations

The product includes a mobile terminal, and the function covers the full mobile due diligence working scenario Real-time data communication between mobile terminal and PC terminal

OCR intelligent recognition, greatly reduce manual input

Self-developed AI technology components to support automatic data introduction and intelligent identification of extract attachment information Automatic collection of due diligence information, one-click generation of due diligence report

Built-in non-inductive guidance operation, so that due diligence more standardized

Intelligent adaptation of due diligence tasks to ensure compliance and standard work scope "Nanny" prompts are embedded in the task process to guide the gradual completion of the due diligence task

Knowledge graph brings together hundreds of experiences, and AI enables intelligent risk identification

Extract the experience of credit audit experts to form hundreds of + analysis models and build intelligent risk analysis tools. Tool coverage, including financial analysis, business analysis, financing analysis, industry analysis and other scenarios

Componentized architecture for convenient front-end configuration

Support "fool-like" convenient configuration of operation and maintenance at the front end of the product to adjust policies and models.

应用场景

Reduce the manual work of account managers and improve the efficiency of due diligence

Efficient collection and input of information: Through the product's OCR intelligent recognition, automatic introduction of big data, and mobile terminal upload functions, manual identification and information extraction are greatly reduced, and only account managers need to upload attachments and input subjective analysis conclusions One-click generation of due diligence report: According to the completion of the due diligence task, the due diligence report can be generated with one click according to the preset template, greatly reducing the manual writing work

Enable the front of risk control, strengthen the risk control ability of due diligence link

Intelligent pre-screening of customer qualifications: Through the customer risk portrait embedded in the product and the risk preliminary screening tool, the customer's profile and external risks can be cleared at a glance before the formal due diligence Help account managers analyze risks from the Angle of credit review: the product is embedded with rich intelligent risk analysis tools based on the experience of credit review experts, guide account managers to identify, analyze and investigate risks from the perspective of credit review experts, and strengthen the risk control ability of due diligence

Enable easy configuration of due diligence management requirements to provide more complete and accurate information for the credit audit process

Support the credit audit personnel to easily configure the due diligence strategy at the front end without needing to master additional IT capabilities, and guide the account manager to carry out job analysis as required Enable to improve the integrity and accuracy of risk data collection from the source, and provide a more comprehensive and accurate decision analysis basis for the whole credit process Guided due diligence, risk analysis tools and other functions guide account managers to collect and organize information in a more standardized risk-oriented manner, so as to improve the efficiency of information understanding, analysis and decision making of credit audit personnel

成功案例

KPMG Due Diligence Smart Pilot can strengthen the risk control ability and improve the operational efficiency for the due diligence link. The following is the improvement benefit achieved after the implementation of this product by KPMG for a bank: